This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services which may be referenced herein.  We may only offer services in states in which we have been properly registered or are exempt from registration.  Therefore some of the services mentioned may not be available in your state, and if not, the information is not intended for you.  Securities and brokerage services are limited to individuals residing in states which both KMS Financial Services, Inc. and Chad Wall are licensed. Those states are currently: Arizona, California, Idaho, Oregon, New Jersey and Washington.